How we handle your information.

Gearheart Insurance & Associates Inc. ("we," "us," or "our") respects your privacy. This policy explains what information we collect when you use gearheartassociates.com (the "Site"), how we use it, who we may share it with, and the choices you have, including how to opt out of calls, texts, and emails.

Information we collect

When you request a quote, fill out a form, use our chat or call widgets, or otherwise contact us through the Site, we may collect information such as your name, phone number, email address, ZIP code, date of birth, household size, and general details about the type of coverage you're looking for. We also automatically collect some technical information, like browser type, device information, and pages visited, through standard analytics tools.

How we use your information

We use the information you provide to:

• Prepare and deliver personalized insurance quotes and plan comparisons
• Contact you by phone, text, or email about your quote or coverage options
• Answer questions, schedule calls, and provide ongoing service after enrollment
• Improve the Site and understand how visitors use it
• Meet legal, regulatory, and carrier-appointment recordkeeping requirements

We do not sell your personal information.

Communication consent (calls, texts & email)

By submitting your contact information through a form on this Site, you're expressly consenting to receive communications from Gearheart Insurance & Associates Inc. or one of our licensed agents, including phone calls (even to a wireless number), calls made using an automatic dialing system or a pre-recorded message, text messages, and emails, for the purpose of marketing health, Medicare, and life insurance products and services.

This consent is not a condition of purchasing any product or service, and standard message and data rates may apply. Message frequency will vary. You can opt out of text messages at any time by replying STOP, END, QUIT, CANCEL, or UNSUBSCRIBE, or request more information by replying HELP. You may revoke consent altogether, or ask to be placed on our do-not-call list, at any time by calling 239-674-3144 or emailing bgearheart@firstfamilyinsurance.com.

Who we share information with

To prepare a quote or complete an enrollment, we may share your information with the insurance carriers and marketplaces you're applying through, and with the licensed agency or FMO we're appointed under for servicing and compliance purposes. We may also share information with service providers who help us run the Site (such as hosting or scheduling tools) under confidentiality obligations. We do not share your information with third parties for their own marketing purposes.

Cookies & tracking

Like most websites, we use cookies and similar technologies to keep the Site working properly, remember your preferences, and understand general traffic patterns. You can disable cookies in your browser settings, though some parts of the Site may not work as well without them.

Data security

We use reasonable administrative and technical safeguards to protect the information you share with us. That said, no method of transmission over the internet is completely secure, and we can't guarantee absolute security.

Your choices & rights

You can ask us at any time to:

• Tell you what information we have on file for you
• Correct or update your information
• Delete your information, subject to any legal or recordkeeping requirements
• Stop contacting you, or remove you from our do-not-call and marketing lists

To make any of these requests, contact us using the information below.

Children's privacy

This Site is intended for adults seeking insurance information and is not directed at children under 18. We do not knowingly collect information from children.

Changes to this policy

We may update this policy from time to time. The "last updated" date at the top of this page reflects the most recent revision. Continued use of the Site after changes take effect means you accept the updated policy.

Contact us

Questions about this policy or your information? Reach out anytime:

• Phone: 239-674-3144
• Email: bgearheart@firstfamilyinsurance.com
• Or use our contact form