/* ==========================================================================
   Gearheart Insurance Associates — Design System
   ========================================================================== */

:root {
  /* Color palette — tan & burnt orange */
  --color-primary: #1F6E66;
  --color-primary-dark: #123F3B;
  --color-primary-light: #E3F1EF;
  --color-secondary: #D97D5D;
  --color-secondary-dark: #B15D3F;
  --color-secondary-light: #FBE8DE;
  --color-accent: #E8593B;
  --color-accent-dark: #C43F24;
  --color-accent-light: #FDE7E0;

  --color-text: #1E2A28;
  --color-text-light: #52625E;
  --color-text-faint: #8B9C97;
  --color-bg: #FFFFFF;
  --color-bg-alt: #F5FAF9;
  --color-bg-deep: #E9F3F1;
  --color-border: #D8E8E5;
  --color-white: #FFFFFF;

  --font-heading: "Fraunces", Georgia, "Times New Roman", serif;
  --font-body: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;

  --radius-sm: 10px;
  --radius-md: 16px;
  --radius-lg: 24px;
  --radius-full: 999px;

  --shadow-sm: 0 2px 8px rgba(18, 42, 40, 0.07);
  --shadow-md: 0 8px 24px rgba(18, 42, 40, 0.09);
  --shadow-lg: 0 16px 48px rgba(18, 42, 40, 0.14);

  --container-max: 1160px;
  --transition: 0.25s ease;
}

/* ---------- Reset ---------- */
*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body, h1, h2, h3, h4, p, figure, blockquote, dl, dd, ul, ol { margin: 0; }
ul[class], ol[class] { list-style: none; padding: 0; }
img, picture, svg { max-width: 100%; display: block; }
input, button, textarea, select { font: inherit; color: inherit; }
button { cursor: pointer; }
a { color: inherit; text-decoration: none; }

body {
  font-family: var(--font-body);
  color: var(--color-text);
  background: var(--color-bg);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}

h1, h2, h3, h4 {
  font-family: var(--font-heading);
  font-weight: 600;
  line-height: 1.2;
  color: var(--color-text);
}

h1 { font-size: clamp(2.1rem, 4.5vw, 3.4rem); font-weight: 500; }
h2 { font-size: clamp(1.7rem, 3.2vw, 2.4rem); font-weight: 500; }
h3 { font-size: clamp(1.2rem, 2vw, 1.5rem); }
h4 { font-size: 1.1rem; }

p { color: var(--color-text-light); }

.container {
  max-width: var(--container-max);
  margin: 0 auto;
  padding: 0 24px;
}

.section { padding: 88px 0; }
.section--tight { padding: 56px 0; }
.section--alt { background: var(--color-bg-alt); }
.section--deep { background: var(--color-bg-deep); }

.eyebrow {
  display: inline-block;
  font-family: var(--font-body);
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--color-secondary-dark);
  background: var(--color-secondary-light);
  padding: 6px 14px;
  border-radius: var(--radius-full);
  margin-bottom: 16px;
}

.section-head { max-width: 680px; margin-bottom: 48px; }
.section-head.center { margin-left: auto; margin-right: auto; text-align: center; }
.section-head p { margin-top: 12px; font-size: 1.08rem; }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 14px 28px;
  border-radius: var(--radius-full);
  font-weight: 600;
  font-size: 0.98rem;
  border: 2px solid transparent;
  transition: transform var(--transition), box-shadow var(--transition), background var(--transition), color var(--transition), border-color var(--transition);
  white-space: nowrap;
}
.btn:active { transform: scale(0.98); }

.btn--primary {
  background: var(--color-accent);
  color: var(--color-white);
  box-shadow: 0 8px 20px rgba(232, 89, 59, 0.35);
}
.btn--primary:hover { background: var(--color-accent-dark); transform: translateY(-2px); box-shadow: 0 12px 28px rgba(232, 89, 59, 0.4); }

.btn--secondary {
  background: transparent;
  color: var(--color-primary);
  border-color: var(--color-primary);
}
.btn--secondary:hover { background: var(--color-primary); color: var(--color-white); transform: translateY(-2px); }

.btn--white {
  background: var(--color-white);
  color: var(--color-primary);
}
.btn--white:hover { transform: translateY(-2px); box-shadow: var(--shadow-md); }

.btn--ghost-white {
  background: transparent;
  color: var(--color-white);
  border-color: rgba(255,255,255,0.6);
}
.btn--ghost-white:hover { background: rgba(255,255,255,0.15); border-color: var(--color-white); }

.btn--sm { padding: 10px 20px; font-size: 0.88rem; }
.btn--block { width: 100%; }

.btn-row { display: flex; flex-wrap: wrap; gap: 16px; }

/* ---------- Header / Nav ---------- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 500;
  background: transparent;
  padding: 14px 20px 0;
  transition: padding var(--transition);
}
.site-header.is-scrolled { padding-top: 10px; }

.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding: 10px 12px 10px 22px;
  max-width: 1080px;
  margin: 0 auto;
  background: rgba(255, 255, 255, 0.88);
  backdrop-filter: saturate(180%) blur(14px);
  border: 1px solid rgba(216, 232, 229, 0.9);
  border-radius: var(--radius-full);
  box-shadow: var(--shadow-sm);
  transition: box-shadow var(--transition), background var(--transition);
}
.site-header.is-scrolled .nav { box-shadow: var(--shadow-md); background: rgba(255, 255, 255, 0.97); }

.brand { display: flex; flex-direction: column; line-height: 1.05; font-family: var(--font-heading); color: var(--color-primary-dark); }
.brand-main { font-size: 1.32rem; font-weight: 500; }
.brand-sub { display: block; font-size: 0.7rem; font-weight: 600; letter-spacing: 0.1em; text-transform: uppercase; color: inherit; opacity: 0.8; margin-top: 1px; }
.brand small { display: block; font-family: var(--font-body); font-size: 0.66rem; font-weight: 500; color: var(--color-text-light); letter-spacing: 0.03em; margin-top: 4px; }

.nav-links { display: flex; align-items: center; gap: 30px; }
.nav-links a {
  font-size: 0.95rem; font-weight: 500; color: var(--color-text);
  position: relative; padding: 6px 0;
}
.nav-links a::after {
  content: ""; position: absolute; left: 0; bottom: 0; height: 2px; width: 0;
  background: var(--color-secondary); transition: width var(--transition);
}
.nav-links a:hover::after, .nav-links a.active::after { width: 100%; }
.nav-links a.active { color: var(--color-primary-dark); font-weight: 600; }

.has-dropdown { position: relative; display: flex; align-items: center; gap: 4px; }
.has-dropdown .chev { width: 10px; height: 10px; transition: transform var(--transition); }
.has-dropdown:hover .chev, .has-dropdown:focus-within .chev { transform: rotate(180deg); }
.dropdown-menu {
  position: absolute; top: 100%; left: 50%; transform: translateX(-50%) translateY(6px);
  background: var(--color-white); border: 1px solid var(--color-border); border-radius: var(--radius-md);
  box-shadow: var(--shadow-md); padding: 10px; min-width: 250px; z-index: 50;
  opacity: 0; visibility: hidden; transition: opacity var(--transition), transform var(--transition), visibility var(--transition);
}
.has-dropdown:hover .dropdown-menu, .has-dropdown:focus-within .dropdown-menu { opacity: 1; visibility: visible; transform: translateX(-50%) translateY(0); }
.dropdown-menu a { display: block; padding: 11px 14px; border-radius: 9px; font-size: 0.9rem; font-weight: 500; }
.dropdown-menu a:hover { background: var(--color-bg-alt); }
.dropdown-menu a::after { display: none; }
.mobile-submenu { padding-left: 16px; display: flex; flex-direction: column; }
.mobile-submenu a { font-size: 0.98rem !important; font-weight: 500 !important; color: var(--color-text-light); }

.nav-cta { display: flex; align-items: center; gap: 12px; }
.nav-phone { display: flex; align-items: center; gap: 6px; font-size: 0.92rem; font-weight: 600; color: var(--color-primary-dark); }
.nav-phone svg { width: 16px; height: 16px; }

.nav-toggle {
  display: none; flex-direction: column; gap: 5px; background: none; border: none; padding: 8px;
}
.nav-toggle span { width: 24px; height: 2px; background: var(--color-primary-dark); border-radius: 2px; transition: transform var(--transition), opacity var(--transition); }

.mobile-menu {
  display: none;
  position: fixed; inset: 0; z-index: 600;
  background: var(--color-white);
  padding: 24px; overflow-y: auto;
  transform: translateY(-100%); transition: transform 0.3s ease;
}
.mobile-menu.is-open { transform: translateY(0); }
.mobile-menu-head { display: flex; justify-content: space-between; align-items: center; margin-bottom: 32px; }
.mobile-menu-close { background: none; border: none; font-size: 1.6rem; color: var(--color-text); }
.mobile-menu nav { display: flex; flex-direction: column; gap: 4px; }
.mobile-menu nav a { font-size: 1.15rem; font-weight: 600; padding: 14px 4px; border-bottom: 1px solid var(--color-border); }
.mobile-menu .btn-row { margin-top: 28px; flex-direction: column; }

/* ---------- Hero ---------- */
.hero {
  position: relative;
  padding: 40px 0 0;
  background: linear-gradient(180deg, var(--color-primary-light) 0%, var(--color-bg) 100%);
  overflow: hidden;
}
.hero .container { display: grid; grid-template-columns: 1.05fr 0.95fr; gap: 48px; align-items: center; position: relative; z-index: 2; padding-bottom: 64px; }
.hero-badges { display: flex; flex-wrap: wrap; gap: 10px; margin-bottom: 22px; }
.badge {
  display: inline-flex; align-items: center; gap: 6px;
  background: var(--color-white); border: 1px solid var(--color-border);
  padding: 7px 14px; border-radius: var(--radius-full); font-size: 0.8rem; font-weight: 600; color: var(--color-primary-dark);
  box-shadow: var(--shadow-sm);
}
.badge svg { width: 14px; height: 14px; color: var(--color-secondary); }

.hero h1 { margin-bottom: 18px; }
.hero .lede { font-size: 1.18rem; max-width: 520px; margin-bottom: 32px; }

.hero-art {
  position: relative;
  border-radius: var(--radius-lg);
  overflow: hidden;
}

/* Wave divider under hero */
.hero-wave { position: relative; width: 100%; height: 64px; margin-top: -4px; line-height: 0; z-index: 1; }
.hero-wave svg { width: 100%; height: 100%; display: block; }

/* Floating stat ribbon overlapping the hero/next-section boundary */
.stat-ribbon-wrap { position: relative; z-index: 3; margin-top: -46px; margin-bottom: -1px; }
.stat-ribbon {
  display: grid; grid-template-columns: repeat(4, 1fr);
  background: var(--color-white); border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg); overflow: hidden;
}
.stat-ribbon-item {
  padding: 26px 20px; text-align: center; border-right: 1px solid var(--color-border);
}
.stat-ribbon-item:last-child { border-right: none; }
.stat-ribbon-item strong { display: block; font-family: var(--font-heading); font-size: 1.7rem; color: var(--color-primary-dark); }
.stat-ribbon-item span { font-size: 0.82rem; color: var(--color-text-light); }

/* ---------- Illustration blob shapes ---------- */
.blob-shape {
  position: absolute; border-radius: 50%; filter: blur(0px); z-index: 0; opacity: 0.55;
}

/* ---------- Cards ---------- */
.card {
  background: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  padding: 32px;
  transition: transform var(--transition), box-shadow var(--transition), border-color var(--transition);
}
.card:hover { transform: translateY(-6px); box-shadow: var(--shadow-md); border-color: transparent; }

.icon-tile {
  width: 56px; height: 56px; border-radius: 16px;
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 20px;
  background: var(--color-primary-light);
}
.icon-tile svg { width: 28px; height: 28px; color: var(--color-primary); }
.icon-tile.green { background: var(--color-secondary-light); }
.icon-tile.green svg { color: var(--color-secondary-dark); }
.icon-tile.accent { background: var(--color-accent-light); }
.icon-tile.accent svg { color: var(--color-accent-dark); }

.card h3 { margin-bottom: 10px; }
.card p { margin-bottom: 16px; font-size: 0.97rem; }
.card-link { font-weight: 600; color: var(--color-primary); display: inline-flex; align-items: center; gap: 6px; font-size: 0.92rem; }
.card-link svg { width: 15px; height: 15px; transition: transform var(--transition); }
.card:hover .card-link svg { transform: translateX(4px); }

.grid { display: grid; gap: 28px; }
.grid-2 { grid-template-columns: repeat(2, 1fr); }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-4 { grid-template-columns: repeat(4, 1fr); }

/* ---------- Why Work With Me ---------- */
.checklist { display: flex; flex-direction: column; gap: 20px; }
.checklist-item { display: flex; gap: 16px; align-items: flex-start; }
.check-icon {
  flex-shrink: 0; width: 32px; height: 32px; border-radius: 50%;
  background: var(--color-secondary); color: var(--color-white);
  display: flex; align-items: center; justify-content: center;
}
.check-icon svg { width: 16px; height: 16px; }
.checklist-item h4 { margin-bottom: 4px; }
.checklist-item p { font-size: 0.95rem; margin: 0; }

/* ---------- How it works / Steps ---------- */
.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; counter-reset: step; }
.step { position: relative; padding: 36px 28px 28px; background: var(--color-white); border: 1px solid var(--color-border); border-radius: var(--radius-md); }
.step-num {
  width: 44px; height: 44px; border-radius: 50%;
  background: linear-gradient(135deg, var(--color-primary), var(--color-secondary));
  color: var(--color-white); font-family: var(--font-heading); font-size: 1.2rem;
  display: flex; align-items: center; justify-content: center; margin-bottom: 18px;
}
.step-connector { display: none; }

/* ---------- Timeline (Why Choose Us) ---------- */
.timeline { position: relative; max-width: 760px; margin: 0 auto; }
.timeline::before {
  content: ""; position: absolute; left: 27px; top: 8px; bottom: 8px; width: 2px;
  background: repeating-linear-gradient(180deg, var(--color-border) 0 8px, transparent 8px 16px);
}
.timeline-item { position: relative; display: flex; gap: 24px; padding-bottom: 44px; }
.timeline-item:last-child { padding-bottom: 0; }
.timeline-node {
  flex-shrink: 0; width: 56px; height: 56px; border-radius: 50%;
  background: var(--color-white); border: 2px solid var(--color-secondary);
  color: var(--color-secondary-dark); font-family: var(--font-heading); font-weight: 600; font-size: 1.05rem;
  display: flex; align-items: center; justify-content: center; position: relative; z-index: 1;
  box-shadow: var(--shadow-sm);
}
.timeline-content { padding-top: 8px; }
.timeline-content h3 { margin-bottom: 6px; }
.timeline-content p { margin: 0; font-size: 0.97rem; }

/* ---------- Testimonials ---------- */
.testimonial-card { background: var(--color-white); border: 1px solid var(--color-border); border-radius: var(--radius-md); padding: 30px; }
.stars { display: flex; gap: 3px; margin-bottom: 14px; color: var(--color-accent); }
.stars svg { width: 16px; height: 16px; }
.testimonial-quote { font-size: 1rem; color: var(--color-text); margin-bottom: 20px; font-style: italic; }
.testimonial-person { display: flex; align-items: center; gap: 12px; }
.avatar {
  width: 42px; height: 42px; border-radius: 50%;
  background: var(--color-primary-light); color: var(--color-primary-dark);
  display: flex; align-items: center; justify-content: center; font-weight: 700; font-size: 0.9rem;
}
.testimonial-person strong { display: block; font-size: 0.92rem; }
.testimonial-person span { font-size: 0.8rem; color: var(--color-text-faint); }

/* ---------- Testimonial spotlight carousel ---------- */
.spotlight { max-width: 720px; margin: 0 auto; position: relative; }
.spotlight-track { position: relative; min-height: 260px; }
.spotlight-slide {
  display: none; text-align: center; padding: 48px 56px;
  background: var(--color-white); border: 1px solid var(--color-border); border-radius: var(--radius-lg);
  box-shadow: var(--shadow-sm);
}
.spotlight-slide.is-active { display: block; animation: fadeIn 0.4s ease; }
.spotlight-slide .stars { justify-content: center; margin-bottom: 18px; }
.spotlight-quote { font-family: var(--font-heading); font-size: 1.3rem; font-weight: 500; font-style: italic; color: var(--color-text); line-height: 1.5; margin-bottom: 24px; }
.spotlight-person { display: flex; align-items: center; justify-content: center; gap: 12px; }
.spotlight-controls { display: flex; align-items: center; justify-content: center; gap: 22px; margin-top: 28px; }
.spotlight-arrow {
  width: 42px; height: 42px; border-radius: 50%; background: var(--color-white);
  border: 1.5px solid var(--color-border); display: flex; align-items: center; justify-content: center;
  color: var(--color-primary-dark); transition: background var(--transition), border-color var(--transition);
}
.spotlight-arrow:hover { background: var(--color-primary-light); border-color: var(--color-primary); }
.spotlight-arrow svg { width: 18px; height: 18px; }
.spotlight-dots { display: flex; gap: 8px; }
.spotlight-dot { width: 8px; height: 8px; border-radius: 50%; background: var(--color-border); border: none; padding: 0; }
.spotlight-dot.is-active { background: var(--color-secondary); width: 22px; border-radius: var(--radius-full); transition: width var(--transition), background var(--transition); }

/* ---------- FAQ Accordion ---------- */
.accordion { display: flex; flex-direction: column; gap: 14px; }
.accordion-item { border: 1px solid var(--color-border); border-radius: var(--radius-md); overflow: hidden; background: var(--color-white); }
.accordion-trigger {
  width: 100%; display: flex; justify-content: space-between; align-items: center;
  padding: 20px 24px; background: none; border: none; text-align: left;
  font-family: var(--font-heading); font-size: 1.02rem; font-weight: 600; color: var(--color-text);
}
.accordion-trigger .plus { flex-shrink: 0; width: 24px; height: 24px; position: relative; }
.accordion-trigger .plus::before, .accordion-trigger .plus::after {
  content: ""; position: absolute; background: var(--color-primary); border-radius: 2px;
}
.accordion-trigger .plus::before { width: 14px; height: 2px; top: 11px; left: 5px; }
.accordion-trigger .plus::after { width: 2px; height: 14px; top: 5px; left: 11px; transition: transform var(--transition); }
.accordion-item.is-open .accordion-trigger .plus::after { transform: rotate(90deg); }
.accordion-panel { max-height: 0; overflow: hidden; transition: max-height 0.3s ease; }
.accordion-panel-inner { padding: 0 24px 22px; font-size: 0.96rem; color: var(--color-text-light); }
.accordion-item.is-open .accordion-panel { max-height: 500px; }

/* ---------- Blog / article prose ---------- */
.article-meta { display:flex; flex-wrap:wrap; gap:10px; align-items:center; font-size:0.85rem; color:var(--color-text-faint); margin-bottom:6px; }
.article-meta .dot { width:3px; height:3px; border-radius:50%; background:var(--color-text-faint); }
.prose { max-width: 720px; margin: 0 auto; }
.prose h2 { margin-top: 44px; margin-bottom: 14px; }
.prose h2:first-child { margin-top: 0; }
.prose h3 { margin-top: 30px; margin-bottom: 10px; font-size: 1.15rem; }
.prose p { margin-bottom: 18px; font-size: 1.05rem; line-height: 1.75; }
.prose ul, .prose ol { margin: 0 0 18px; padding-left: 22px; }
.prose li { margin-bottom: 9px; color: var(--color-text-light); font-size: 1.02rem; line-height: 1.6; }
.prose li strong { color: var(--color-text); }
.prose blockquote {
  border-left: 3px solid var(--color-secondary);
  padding: 4px 0 4px 20px;
  margin: 28px 0;
  font-family: var(--font-heading);
  font-size: 1.15rem;
  font-style: italic;
  color: var(--color-primary-dark);
}
.prose strong { color: var(--color-text); }
.prose .callout {
  background: var(--color-bg-alt);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  padding: 22px 24px;
  margin: 28px 0;
}
.prose .callout p:last-child { margin-bottom: 0; }
.prose .callout h4 { margin-bottom: 8px; }
.prose hr { border: none; border-top: 1px solid var(--color-border); margin: 40px 0; }

/* ---------- CTA band ---------- */
.cta-band {
  background: linear-gradient(120deg, var(--color-primary-dark), var(--color-primary) 60%, var(--color-secondary-dark));
  border-radius: var(--radius-lg);
  padding: 64px 48px;
  color: var(--color-white);
  text-align: center;
  position: relative;
  overflow: hidden;
}
.cta-band h2 { color: var(--color-white); margin-bottom: 14px; }
.cta-band p { color: rgba(255,255,255,0.85); max-width: 560px; margin: 0 auto 30px; font-size: 1.05rem; }
.cta-band .btn-row { justify-content: center; }

/* ---------- Forms ---------- */
.form-card {
  background: var(--color-white); border: 1px solid var(--color-border);
  border-radius: var(--radius-lg); padding: 36px; box-shadow: var(--shadow-sm);
}
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.field { margin-bottom: 18px; }
.field label { display: block; font-size: 0.86rem; font-weight: 600; margin-bottom: 7px; color: var(--color-text); }
.field input, .field select, .field textarea {
  width: 100%; padding: 13px 16px; border: 1.5px solid var(--color-border); border-radius: var(--radius-sm);
  background: var(--color-bg-alt); font-size: 0.95rem; transition: border-color var(--transition), background var(--transition);
}
.field input:focus, .field select:focus, .field textarea:focus {
  outline: none; border-color: var(--color-primary); background: var(--color-white);
}
.field textarea { resize: vertical; min-height: 110px; }
.field-hint { font-size: 0.78rem; color: var(--color-text-faint); margin-top: 5px; }
.checkbox-field { display: flex; align-items: flex-start; gap: 10px; font-size: 0.85rem; color: var(--color-text-light); }
.checkbox-field input { width: 16px; height: 16px; margin-top: 3px; flex-shrink: 0; }
.form-success {
  display: none; text-align: center; padding: 30px 10px;
}
.form-success.is-visible { display: block; }
.form-success .icon-tile { margin: 0 auto 16px; }
.form-note { font-size: 0.8rem; color: var(--color-text-faint); margin-top: 14px; text-align: center; }
.consent-fineprint { font-size: 0.72rem; line-height: 1.55; color: var(--color-text-faint); margin: 8px 0 0; }
.consent-fineprint a { color: inherit; text-decoration: underline; }

/* ---------- Trust strip / carrier logos ---------- */
.trust-strip { display: flex; flex-wrap: wrap; gap: 14px; justify-content: center; }
.carrier-chip {
  padding: 12px 22px; border: 1px solid var(--color-border); border-radius: var(--radius-full);
  font-family: var(--font-heading); font-weight: 600; color: var(--color-text-light); font-size: 0.95rem;
  background: var(--color-white);
}
.carrier-chip--more {
  background: var(--color-primary-light); border-color: transparent; color: var(--color-primary-dark); font-style: italic;
}

/* ---------- Carrier marquee ---------- */
.marquee {
  position: relative; overflow: hidden; width: 100%;
  -webkit-mask-image: linear-gradient(90deg, transparent, #000 8%, #000 92%, transparent);
  mask-image: linear-gradient(90deg, transparent, #000 8%, #000 92%, transparent);
}
.marquee-track {
  display: flex; align-items: center; gap: 16px; width: max-content;
  animation: marquee-scroll 28s linear infinite;
}
.marquee:hover .marquee-track { animation-play-state: paused; }
@keyframes marquee-scroll {
  from { transform: translateX(0); }
  to { transform: translateX(-50%); }
}

/* ---------- Footer ---------- */
.site-footer { background: #0F2E2B; color: rgba(255,255,255,0.75); padding: 72px 0 28px; }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 40px; margin-bottom: 48px; }
.footer-brand .brand { color: var(--color-white); margin-bottom: 14px; }
.footer-brand p { color: rgba(255,255,255,0.6); font-size: 0.92rem; max-width: 280px; }
.footer-col h4 { color: var(--color-white); font-size: 0.92rem; letter-spacing: 0.03em; text-transform: uppercase; margin-bottom: 18px; font-family: var(--font-body); }
.footer-col ul { display: flex; flex-direction: column; gap: 11px; }
.footer-col a { color: rgba(255,255,255,0.65); font-size: 0.92rem; transition: color var(--transition); }
.footer-col a:hover { color: var(--color-white); }
.footer-social { display: flex; gap: 10px; margin-top: 16px; }
.footer-social a { width: 36px; height: 36px; border-radius: 50%; background: rgba(255,255,255,0.08); display: flex; align-items: center; justify-content: center; }
.footer-social svg { width: 16px; height: 16px; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,0.12); padding-top: 26px; display: flex; justify-content: space-between; flex-wrap: wrap; gap: 12px; font-size: 0.82rem; color: rgba(255,255,255,0.5); }
.footer-bottom a { color: inherit; text-decoration: underline; }
.footer-bottom .footer-legal { display: flex; gap: 16px; flex-wrap: wrap; }
.footer-disclaimer { font-size: 0.78rem; color: rgba(255,255,255,0.45); max-width: 900px; margin-bottom: 20px; line-height: 1.7; }

/* ---------- Page header (interior pages) ---------- */
.page-hero {
  padding: 56px 0 64px;
  background: linear-gradient(180deg, var(--color-primary-light), var(--color-bg));
}
.breadcrumb { font-size: 0.85rem; color: var(--color-text-faint); margin-bottom: 16px; }
.breadcrumb a { color: var(--color-primary); font-weight: 600; }
.page-hero h1 { max-width: 760px; }
.page-hero .lede { font-size: 1.08rem; max-width: 640px; margin-top: 14px; }

/* ---------- Two-col content blocks ---------- */
.split { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: center; }
.split.reverse .split-media { order: 2; }
.split-media {
  border-radius: var(--radius-lg); overflow: hidden; background: var(--color-bg-deep);
  min-height: 340px; display: flex; align-items: center; justify-content: center;
}

/* ---------- Comparison table ---------- */
.table-wrap { overflow-x: auto; border-radius: var(--radius-md); border: 1px solid var(--color-border); }
table.compare { width: 100%; border-collapse: collapse; background: var(--color-white); min-width: 560px; }
table.compare th, table.compare td { padding: 16px 20px; text-align: left; border-bottom: 1px solid var(--color-border); font-size: 0.92rem; }
table.compare th { background: var(--color-bg-alt); font-family: var(--font-heading); font-weight: 600; color: var(--color-text); }
table.compare tr:last-child td { border-bottom: none; }
table.compare td:first-child { font-weight: 600; }

/* ---------- Tags / pill list ---------- */
.pill-list { display: flex; flex-wrap: wrap; gap: 10px; }
.pill { padding: 8px 16px; border-radius: var(--radius-full); background: var(--color-bg-alt); font-size: 0.85rem; font-weight: 600; color: var(--color-text-light); border: 1px solid var(--color-border); }

/* ---------- Quote Wizard Modal ---------- */
.modal-overlay {
  position: fixed; inset: 0; background: rgba(18, 34, 47, 0.55);
  display: none; align-items: center; justify-content: center; z-index: 1000; padding: 20px;
  backdrop-filter: blur(3px);
}
.modal-overlay.is-open { display: flex; }
.modal-box {
  background: var(--color-white); border-radius: var(--radius-lg); max-width: 560px; width: 100%;
  max-height: 90vh; overflow-y: auto; padding: 40px; position: relative; box-shadow: var(--shadow-lg);
}
.modal-close { position: absolute; top: 18px; right: 18px; background: var(--color-bg-alt); border: none; width: 34px; height: 34px; border-radius: 50%; font-size: 1.1rem; color: var(--color-text-light); }
.wizard-progress { display: flex; gap: 6px; margin-bottom: 28px; }
.wizard-progress span { flex: 1; height: 5px; border-radius: var(--radius-full); background: var(--color-border); }
.wizard-progress span.is-active { background: var(--color-secondary); }
.wizard-step { display: none; }
.wizard-step.is-active { display: block; animation: fadeIn 0.3s ease; }
.wizard-options { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; margin: 20px 0; }
.wizard-option {
  border: 1.5px solid var(--color-border); border-radius: var(--radius-md); padding: 16px; text-align: left; background: var(--color-white);
  transition: border-color var(--transition), background var(--transition);
}
.wizard-option:hover { border-color: var(--color-secondary); }
.wizard-option.is-selected { border-color: var(--color-secondary); background: var(--color-secondary-light); }
.wizard-option strong { display: block; font-size: 0.95rem; margin-bottom: 3px; }
.wizard-option span { font-size: 0.8rem; color: var(--color-text-faint); }
.wizard-nav { display: flex; justify-content: space-between; margin-top: 28px; gap: 12px; }
.wizard-result { text-align: center; padding: 10px 0; }

/* ---------- Calculator ---------- */
.calc-card { background: var(--color-white); border: 1px solid var(--color-border); border-radius: var(--radius-lg); padding: 36px; box-shadow: var(--shadow-sm); }
.calc-result { margin-top: 24px; padding: 22px; border-radius: var(--radius-md); background: var(--color-secondary-light); display: none; }
.calc-result.is-visible { display: block; }
.calc-result strong { font-family: var(--font-heading); font-size: 1.6rem; color: var(--color-secondary-dark); display: block; margin-bottom: 4px; }

/* ---------- Reveal animation ---------- */
.reveal { opacity: 0; transform: translateY(24px); transition: opacity 0.6s ease, transform 0.6s ease; }
.reveal.is-visible { opacity: 1; transform: translateY(0); }

@keyframes fadeIn { from { opacity: 0; transform: translateY(6px);} to { opacity: 1; transform: translateY(0);} }

/* ---------- Back to top ---------- */
.back-to-top {
  position: fixed; bottom: 24px; right: 24px; width: 46px; height: 46px; border-radius: 50%;
  background: var(--color-primary); color: var(--color-white); display: none; align-items: center; justify-content: center;
  box-shadow: var(--shadow-md); z-index: 400; border: none; opacity: 0; transition: opacity var(--transition);
}
.back-to-top.is-visible { display: flex; opacity: 1; }

/* ---------- Sticky mobile CTA bar ---------- */
.mobile-cta-bar {
  display: none; position: fixed; bottom: 0; left: 0; right: 0; z-index: 450;
  background: var(--color-white); border-top: 1px solid var(--color-border);
  padding: 12px 16px; box-shadow: 0 -6px 20px rgba(0,0,0,0.06);
  gap: 10px;
}

/* ---------- Utility ---------- */
.text-center { text-align: center; }
.mt-0 { margin-top: 0; }
.mb-0 { margin-bottom: 0; }
.flex { display: flex; }
.gap-12 { gap: 12px; }

/* ==========================================================================
   Responsive
   ========================================================================== */
@media (max-width: 980px) {
  .nav-links, .nav-phone { display: none; }
  .nav-toggle { display: flex; }
  .site-header { padding: 10px 14px 0; }
  .nav { padding: 8px 8px 8px 18px; }
  .hero .container { grid-template-columns: 1fr; }
  .hero-art { order: -1; max-height: 320px; }
  .split, .split.reverse .split-media { grid-template-columns: 1fr; }
  .split { grid-template-columns: 1fr; }
  .split.reverse .split-media { order: -1; }
  .grid-2 { grid-template-columns: 1fr; }
  .grid-3 { grid-template-columns: repeat(2, 1fr); }
  .grid-4 { grid-template-columns: repeat(2, 1fr); }
  .steps { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .form-row { grid-template-columns: 1fr; }
  .mobile-cta-bar { display: flex; }
  body { padding-bottom: 72px; }
  .stat-ribbon { grid-template-columns: repeat(2, 1fr); }
  .stat-ribbon-item:nth-child(2) { border-right: none; }
  .stat-ribbon-item:nth-child(3), .stat-ribbon-item:nth-child(4) { border-top: 1px solid var(--color-border); }
}

@media (max-width: 640px) {
  .section { padding: 60px 0; }
  .grid-3, .grid-4 { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; gap: 32px; }
  .footer-bottom { flex-direction: column; text-align: center; }
  .wizard-options { grid-template-columns: 1fr; }
  .modal-box { padding: 28px 22px; }
  .cta-band { padding: 44px 24px; }
  .form-card { padding: 24px; }
  .stat-ribbon { grid-template-columns: 1fr 1fr; }
  .stat-ribbon-item { padding: 20px 12px; }
  .spotlight-slide { padding: 34px 22px; }
  .spotlight-quote { font-size: 1.1rem; }
  .timeline-item { gap: 16px; }
  .timeline::before { left: 21px; }
  .timeline-node { width: 44px; height: 44px; font-size: 0.9rem; }
}

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation-duration: 0.01ms !important; transition-duration: 0.01ms !important; scroll-behavior: auto !important; }
}